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Insurance Partners and VSP

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St. Paul Eye Clinic, P.A. is a provider of many of the major insurance carriers in our area, including Medicare. Please contact your insurance carrier to confirm that St. Paul Eye Clinic, P.A. is in your care network. Please bring your current insurance card(s) to your visit.

If you’re a member of the Vision Service Plan (VSP), either through your employer or independently, St. Paul Eye Clinic is pleased to be a provider for routine eye exams. VSP only covers routine eye care, like yearly exams for those under the plan. When your vision care goes beyond that—like concerns about migraine headaches, cataracts, or other specialty care—those medical claims would need to be submitted to your health insurance provider rather than VSP.

If you are unsure about whether or not you have VSP, or if you’re considering that type of coverage, please visit VSP.com and contact one of their representatives. They’ll also be able to tell you exactly what your coverage entails.

Affordability Options

Frequently Asked Questions

What is the difference between a wellness exam and a medical exam?

A "routine" or "wellness" exam is a visit with the doctor without any medical conditions or symptoms.

A "medical" exam is a visit with the doctor with a medical condition or symptoms, or if the doctor finds a medical condition during the exam. Examples of medical condition would include (but are not limited to) diabetes, headaches, cataracts, glaucoma, macular degeneration, dry eyes, eye irritations.

Your eye exam will be billed to the insurance carrier of your vision service plan according to the symptoms or conditions you tell one of our staff or your doctor. Medical conditions may also be determined during the examination by your doctor.

How long does an eye exam typically take?

An eye exam typically takes 90 minutes. Upon check-in, you will be taken back by a technician. The technician is the assistant that will work you to do your pre-examination for the doctor. This portion of the exam will include taking your medical history, your vision, checking your glasses and eye pressure. They will also do any additional testing as requested by the provider including visual fields, photography, etc.

How long will my eyes be dilated for?

Your eyes may be dilated for your exam. Dilation is the use of drops to expand the pupil so your doctor can examine the overall health of the eye, including the back of the eye. Dilation typically lasts 4-6 hours depending on your eye color and sensitivity to the drop.

What should I bring to my eye exam?

You should bring a copy of your insurance card, photo ID, a pair of sunglasses, a list of current medications.

Your Rights and Protections against Surprise Medical Bills

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. Click Here to learn more.